Mortgage Renewals

Mortgage Renewal Specialists in Winnipeg

Save money, reduce stress, and get expert advice before you sign your renewal letter.

If your mortgage renewal is coming up, you're in the right place. Winnipeg homeowners trust The Spooner Group to review renewal options, negotiate better rates, and stop lenders from locking you into higher-than-necessary payments. Before you sign your renewal letter, let us take a quick look — most of our clients save thousands.

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Why You Should Never Sign Your Bank's First Renewal Offer

Most lenders send automatic renewal letters with higher rates than what you actually qualify for. They're counting on you taking the easiest option — not the best one.

We shop multiple Manitoba lenders to compare:

Lower interest rates

Better prepayment options

Shorter or longer terms

Fixed vs variable

Switch & transfer savings

A 10-minute review can save you thousands.

How Our Renewal Process Works

1

Send us your renewal letter

Email, text, or upload it through our contact form. We'll review it right away.

2

We compare top Manitoba lenders

We shop your mortgage across multiple trusted lenders to find better options.

3

We negotiate on your behalf

We use our relationships and industry knowledge to get you the best possible rate and terms.

4

You choose the option that fits your future

We'll present your options clearly — no jargon, no pressure. You decide what's best.

5

Enjoy lower payments and less stress

We handle the paperwork and make the switch seamless. You just enjoy the savings.

Fast. Free. Zero pressure.

Let's start saving you money today.

Why Winnipeg Homeowners Choose The Spooner Group

We work for you, not the bank

As independent brokers, we represent your interests — not the lender's bottom line.

Transparent, friendly advice

No hidden fees, no confusing jargon. Just honest guidance you can trust.

Competitive Manitoba lender network

Access to rates and options your bank won't tell you about.

Renewal strategies based on YOUR goals

Whether you're planning to move, refinance, or pay off faster — we tailor your renewal to fit.

Local knowledge of Winnipeg property values

We understand the Manitoba market and how it impacts your renewal options.

Clear communication every step of the way

No waiting days for callbacks. We keep you informed and answer your questions fast.

You're not just a file — we treat you like family.

FAQs About Mortgage Renewals

When should I start my renewal?

Can I switch lenders?

What if I want to refinance at renewal?

How much can I save by reviewing my renewal?

Do I have to pay you for this service?

Get a Free Renewal Review Today

Don't leave money on the table.

Book your free renewal review now and start saving thousands on your Winnipeg mortgage.

Call Us

(204) 205-0147

Book Online

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Over 32 years of trusted mortgage expertise serving Winnipeg homeowners