Unlock your home's equity to renovate, consolidate debt, or simplify your finances.
Refinancing your Winnipeg home can give you lower payments, better terms, or funds to complete a renovation — like your basement office, kitchen remodel, or home upgrades. At The Spooner Group, we help you navigate refinancing options clearly and confidently.
Basement, kitchen, home office, exterior upgrades
Reduce your mortgage payment with better rates
Roll high-interest debt into one lower payment
Use your home equity strategically
Lock in better rates before renewal
Restructure your mortgage during life changes
Thinking about a basement office remodel? Expanding your living space? Updating your home?
You can use your home equity to fund:
Create your perfect work-from-home space
Modernize your kitchen with quality materials
Windows, insulation, HVAC upgrades that save you money long-term
We compare top Manitoba lenders for:
Access competitive rates from multiple Manitoba lenders — not just one bank
We calculate your penalty and show you if refinancing still makes financial sense
Choose the mortgage term and amortization that works best for your goals
Specialized financing for your home improvement projects
Flexible access to your equity when you need it
Explore options that blend your existing mortgage with new financing