Amber Vallee is a Mortgage Specialist with The Spooner Group who is passionate about helping clients make confident, informed decisions about their financing. Known for her approachable style and commitment to clear communication, she works with first-time homebuyers, growing families, self-employed clients, and homeowners looking to make the most of their mortgage options.
Whether purchasing a first home, refinancing, or making plans for a vacation property or cabin, Amber is dedicated to finding solutions that fit her clients' goals and lifestyles.
A mom of four and a small business owner herself, Amber understands that no two financial situations are the same. She brings a practical, down-to-earth approach to every client relationship and strives to make the mortgage process straightforward and stress-free.
Personalized mortgage advice for every client
Mom of four & small business owner who gets it
Schedule a consultation with Amber to discuss your mortgage needs.
How Amber Can Help
Every situation is different. Amber works with a wide range of clients across Winnipeg and Manitoba — here are the areas she helps with most.
Guidance through pre-approval, government incentives, and every step of your first purchase.
Upgrading to a bigger home, adding space, or restructuring your mortgage as your family grows.
Flexible lending options for business owners and contractors without traditional income proof.
Access home equity for renovations, debt consolidation, or lowering your monthly payments.
Financing for a cabin, cottage, or second property — including the unique rules that apply.
Make sure you're not overpaying at renewal. Amber shops your options before you sign.
Free & No Obligation
Tell Amber a little about what you're looking for and she'll personally reach out to review your options — usually within one business day.
It only takes a minute.
Client Experiences
"Amber made our first home purchase feel effortless. She explained every step and always answered our questions quickly. We felt completely taken care of."
— First-Time Buyer, Winnipeg
"As a self-employed business owner, I was worried I wouldn't qualify. Amber found us options I didn't know existed. So glad we called her."
— Self-Employed Client, Manitoba
"Friendly, knowledgeable, and genuinely cares. Amber took the stress out of our refinance and saved us money in the process."
— Returning Client, Winnipeg
Try our free Affordability Calculator to get an instant estimate based on standard Canadian lender guidelines — then let Amber review your real numbers.