Jayda Penner - Mortgage Specialist at The Spooner Group

Jayda Penner

Mortgage Specialist

(204) 805-0021 jaydapenner@outlook.com
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About Jayda

As a Mortgage Professional with The Spooner Group, I am passionate about helping Manitobans navigate the mortgage process with clarity, confidence, and transparency.

Whether you're purchasing your first home, renewing your mortgage, refinancing, or simply exploring your options, I am here to guide you every step of the way. I believe mortgages don't have to be overwhelming, and I take pride in breaking down complex information into simple, easy-to-understand solutions tailored to your unique goals.

My approach is focused on building lasting relationships and providing personalized mortgage strategies, not a one-size-fits-all solution. My goal is to make homeownership feel less stressful and more empowering for every client I work with.

Client-Focused

Personalized mortgage advice for every client

Home Buying Expert

Guiding you through the home buying journey

Ready to get started?

Schedule a consultation with Jayda to discuss your mortgage needs.

(204) 805-0021 jaydapenner@outlook.com
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How Jayda Can Help

Specialized Mortgage Solutions

Jayda helps Manitobans navigate mortgages with clarity, confidence, and transparency. Here are the areas she helps with most.

First-Time Buyers

Clear guidance through pre-approval, incentives, and every step of your first home purchase.

Refinancing

Access home equity for renovations, debt consolidation, or lowering your monthly payments.

Renewals

Make sure you're not overpaying at renewal. Jayda shops your options before you sign.

Growing Families

Upgrading, adding space, or restructuring your mortgage as your family grows.

Self-Employed

Flexible lending options for business owners and contractors without traditional income proof.

Pre-Approval

Know exactly what you can afford before you start shopping for a home.

Free & No Obligation

Let's Find Your Best Mortgage

Tell Jayda a little about what you're looking for and she'll personally reach out to review your options — usually within one business day.

  • Access to dozens of lenders, not just one bank
  • Clear, transparent guidance — no jargon
  • Personalized strategies, not one-size-fits-all
  • Serving Winnipeg & all of Manitoba
(204) 805-0021 Email Jayda

Request a Free Mortgage Review

It only takes a minute.

Your information is kept confidential. No obligation.

Client Experiences

What Clients Say About Jayda

"Jayda explained everything in plain language and made our first home purchase feel empowering instead of scary. Highly recommend."

— First-Time Buyer, Winnipeg

"Transparent and personal. Jayda built a strategy around our goals instead of a cookie-cutter answer. Felt like a real partner."

— Family Client, Manitoba

"Jayda made our renewal easy and saved us money. Calm, clear, and genuinely caring throughout."

— Returning Client, Winnipeg

Curious what you can afford?

Try our free Affordability Calculator to get an instant estimate based on standard Canadian lender guidelines — then let Jayda review your real numbers.

Try the Calculator Book a Call