Whether you're buying your first home, refinancing, renewing, or simply looking for honest advice, we're here to help homeowners across Winnipeg and Manitoba make confident mortgage decisions.
We believe getting a mortgage should feel straightforward, not overwhelming. That's why we're here to answer your questions, explain your options, and help you make confident decisions every step of the way.
Why Choose Us
Over three decades of helping homeowners across Winnipeg and Manitoba find clarity and confidence in their mortgage decisions.
Shop from 50+ lenders to find your best rate and terms.
32+ years of experience from application to closing.
Every mortgage is tailored to your unique financial situation.
Hundreds of 5-star reviews from local homeowners.
32+ Years of
Combined Experience
Access to
50+ Lenders
Local Manitoba
Mortgage Experts
Honest Advice.
No Pressure.
Support Before, During
& After Your Mortgage
Home Equity
Your home is more than just a place to live — it's a powerful financial tool. Use your built-up equity for:
Combine high-interest debts into one manageable payment.
Fund your dream kitchen, basement, or bathroom upgrade.
Leverage equity to grow your real estate portfolio.
Free up monthly cash with a better mortgage structure.
Ready to Refinance?
Our team will review your situation and find the best refinancing solution for your goals.
Testimonials
"Tracy is absolutely fantastic! She worked with my husband and I to find the right lender and the right rate for our forever home. The process was seamless!"
D. Lyn
"This mother-daughter duo is remarkable. They are very prompt, guided me at every step, and I would 100% recommend them to first-time home buyers."
Arvind Singh
"Tracy found me a mortgage broker when my bank couldn't. She put in the effort and time. She is the best! I recommend her services."
Kathy Conney
"Couldn't have gotten the house we did without Tracy. Definitely recommend! Communication was clear and we got multiple good options."
Shawn Nolt
About The Spooner Group
We started The Spooner Group with one simple belief: getting a mortgage shouldn't feel overwhelming. Whether you're buying your first home, refinancing, or planning your next move, our goal is to help you make confident decisions with honest advice and a strategy built around your goals.
We're not here to sell you a mortgage. We're here to help you make the right mortgage decision.
We're committed to understanding your financial goals and crafting a mortgage strategy that works for you.
We keep you informed at every stage, ensuring clarity and transparency in all our dealings.
Our Services
Whether you're buying your first home, renewing, refinancing, or looking for creative financing across Winnipeg and Manitoba — we bring clarity, confidence, and a plan that puts you first.
Comprehensive support for first-time buyers — pre-approvals, down payment strategies, and navigating mortgage types with confidence.
Flexible underwriting options and access to private lenders for business owners and self-employed individuals.
Second chances, private financing options, and credit improvement plans tailored to your unique situation.
Unlock your home's value for debt consolidation, renovations, or new opportunities.
Quick approvals and tailored terms through private and alternative lenders for unique financial scenarios.
Second mortgages, renovation loans, and construction financing for every stage of homeownership.
Get in Touch
Whether you're ready to buy, curious about your options, or just want a second opinion — we're here to help homeowners across Winnipeg and Manitoba make confident moves.